TERMS AND CONDITIONS

This Agreement was last revised on June 10th, 2023.

I. INTRODUCTION

Welcome to www.fnbdeals.com (referred to as the "website"), owned and managed by FNBDEALS (referred to as "we," "us," or "our").

We are pleased to offer you access to our services through our website, subject to the following terms and conditions outlined in this agreement. Please note that these terms may be updated by us periodically, with or without notice to you. By accessing and using our website, you acknowledge that you have read, understood, and agree to be legally bound by these terms and conditions, as well as our privacy policy, which is incorporated into this agreement. If you do not agree to any of these terms, we kindly request that you refrain from using our website.

II. DEFINITIONS

• The term "Agreement" refers to the combination of these Terms and Conditions, the Privacy Policy, and any other documents provided to you by the Website.

• The terms "User," "You," and "your" refer to any individual or entity accessing the Website to avail themselves of any services offered.

• The term "Seller" refers to users who access or register with the website to list their products for sale through the platform.

• The term "Product owner" refers to users who access or register with the website to list their products for rent through the platform.

• The terms "We," "us," and "our" refer to FNBDEALS.

• The term "Website" encompasses "https://fnbdeals.com" and any future iterations or affiliate websites.

• The term "User Account" refers to the electronic account created for users to access and utilize various services offered on the website.

III. INTERPRETATION

• Any reference to the singular form includes the plural form, and vice versa. The term "includes" should be interpreted as "without limitation".

• Words indicating a specific gender also include all other genders.

• References to statutes, ordinances, or other laws encompass all associated regulations, instruments, consolidations, amendments, re-enactments, or replacements that are currently in effect.

• Headings, bold typing, and italics (if present) are included solely for the purpose of convenience and do not define, limit, or impact the meaning or interpretation of the terms outlined in this Agreement.

IV. INTRODUCTION AND SCOPE

Scope: These Terms regulate your utilization of the Website and its Services. However, it's important to note that these Terms do not apply to Third-Party Products or Services, as those are governed by their own specific terms of service.

Eligibility: Certain Services offered on the Website are restricted to individuals who are at least 18 years old and are not suspended or banned from using our system.

Electronic Communication: By using the Website or sending electronic communications to us from your desktop or mobile device, you are engaging in electronic communication with us. You consent to receiving electronic replies from us in the same format, and you have the option to retain copies of these communications for your records.

V. SERVICES

Fnbdeals is your go-to destination for choosing the best products and services for your restaurants, hotels, and catering services. We understand the importance of sourcing top-notch supplies and connecting with reliable service providers, which is why our platform is designed to make the process seamless and stress-free.

Our primary focus is to connect suppliers, hospitality specialists, and relevant service providers with restaurant and hotel owners. We believe in fostering strong partnerships within the industry, enabling businesses to thrive and succeed.

With fnbdeals.com, we aim to provide restaurant, hotel, and catering owners with peace of mind. Our user-friendly platform empowers you to navigate effortlessly and select from a wide range of listings for products and services that cater specifically to your needs.

VI. MODIFICATIONS TO THE SERVICE

At our discretion, we retain the right to make alterations, adjustments, additions, or deletions (collectively referred to as "Changes") to the Terms at any given time. Should any Changes occur, we may notify you by publishing a revised version of the Terms that incorporates the modifications on our Website. By continuing to use the Site after the Changes have been posted, you indicate your acceptance and agreement to abide by the modified Terms.

VII. ACCOUNT

In order to access the website and utilize specific resources, it may be necessary for you to provide certain information and create a user ID and password to establish an account.

During the account creation process, we will collect registration-related details such as your name, address, email, phone number, business activity verification, shop/customer photo, address, working hours, and other necessary information.

Upon submission of the required registration information, it will be solely at our discretion to determine whether or not to approve your proposed business account. If approved, you will receive an email notification. By creating an account, you confirm that the information you provide for account establishment is accurate and commit to keeping your details up to date. It is your responsibility to ensure the security of all your user names, passwords, and registration information (including unique account identifiers or historical billing information). You are solely accountable for any authorized or unauthorized use of your accounts. In the event of any unauthorized activity or security breaches concerning your accounts, you agree to promptly notify us. We reserve the right, at our discretion and with or without notice, to suspend or terminate any of your user names and passwords.

VIII. ABOUT OUR SERVICE

We function as an aggregator, offering a platform that allows Customers to efficiently search for a wide range of products and services and connect with sellers or product owners or service providers. Our platform is designed to help you save time and money by providing the necessary information to make informed decisions that align with your specific requirements. Please note that we are not liable for any loss, damage, or harm that may occur during or after utilizing our service. The user agrees to indemnify us against any claims or liabilities arising from their use of the website, including associated costs and expenses incurred.

IX. PROHIBITED ACTIVITIES AND USER CONDUCT

At FNBDEALS, we are committed to maintaining a trustworthy and valuable platform for both Customers and Sellers/service providers. As such, we have strict policies in place to prevent illegal activities, scams, spamming, and any attempts to mislead other users for personal gain, free services, or solicitation of unlawful actions. We continuously monitor activities on our platform and promptly address any suspicious behavior by temporarily suspending the associated accounts and contacting the account owner. In cases where there is conclusive evidence of illegal activity, we will terminate the account immediately. Our aim is to foster a safe and reliable environment where users can engage with confidence.

X. PRODUCT AND SERVICE PROVIDERS RELATIONSHIP

Platform Function: Fnbdeals.com serves as a platform connecting restaurant and hotel owners with suppliers and service providers in the hospitality industry. We facilitate this connection by providing a convenient marketplace for businesses to explore and engage with relevant service providers.

No Endorsement: It's important to understand that Fnbdeals.com does not endorse or certify the quality, reliability, or suitability of the services or products offered by the third-party providers listed on our platform. We act as a facilitator and do not have control over the operations, performance, or outcomes of the service providers.

User Responsibility: As a user of fnbdeals.com, it is your responsibility to conduct your own due diligence when engaging with service providers. This includes thoroughly researching the providers, reviewing their qualifications, reading user feedback or reviews, and considering other relevant factors that may impact your decision.

Independent Decision Making: We encourage you to make independent decisions based on your own assessment and evaluation of the service providers. This involves considering factors such as their experience, expertise, reputation, and suitability for your specific needs. You should also verify the credentials, licenses, and certifications of the service providers where applicable.

Risk and Liability: Engaging with service providers listed on fnbdeals.com is done at your own risk. Fnbdeals.com shall not be held liable for any issues, disputes, damages, or losses arising from your interactions or transactions with the service providers. It is your responsibility to ensure that you are satisfied with the service providers and that they meet your expectations and requirements.

XI. USER CONTENT

A. Content Responsibility

The website provides the ability to submit content, feedback, and other materials. However, it is essential to note that you are solely responsible for the content you submit. By submitting content, you affirm that you have the necessary permissions to use and share such content.

When submitting content to the website, please ensure that it adheres to the following guidelines:

• Content should not contain disrespectful, offensive, or inappropriate language, including but not limited to profanity, racism, hate speech, or explicit material.

• Content should not be defamatory, threatening, disparaging, misleading, fraudulent, inaccurate, or make unsubstantiated claims.

• Content should not infringe upon the privacy rights of any third party or be unreasonably harmful or offensive to individuals or communities.

• Content should not discriminate based on factors such as race, religion, national origin, gender, age, marital status, sexual orientation, or disability, as prohibited by law.

• Content should not encourage the violation of any laws or regulations at the municipal, state, federal, or international levels.

• Content should not involve the unauthorized use of another person's account, password, service, or system, except as expressly permitted by the Terms of Use.

• Content should not contain viruses or other harmful files that may disrupt or damage the website or users' devices.

• Content should not involve sending repetitive messages related to another user or making derogatory or offensive comments about individuals. Similarly, it should not involve reposting the same message using multiple email addresses or subjects.

We reserve the right to reject any content that violates these guidelines. In cases of repeated violations, we retain the right to suspend or terminate user access to the website without prior notice.

XII. PAYMENT

• All transaction made on the website are subject to our terms and conditions.

• Payment methods accepted:

i. Online: Credit Cards and Debit Cards

• In certain cases, we may request additional information related to your Transaction, such as your credit card number, expiration date, email address, and billing address ("Payment Information").

• By providing Payment Information, you confirm that you have the legal authority to use the payment method(s) associated with the provided information.

• When initiating a Transaction, you authorize us to share your Payment Information with third parties involved in completing the Transaction and charging your selected payment method (including applicable taxes and charges).

• Depending on the Transaction, additional identity verification may be required (such information is considered part of the Payment Information).

• Refunds will be processed in accordance with our refund policy.

• Our dedicated back-office team is available to assist you with any inquiries or issues you may encounter.

• We highly value user feedback and utilize it to continuously enhance our products and improve the quality of our services.

XIII. REFUND POLICY

At fnbdeals.com, we have a general policy that once a purchase is made, it will be considered final and refunds will not be issued. However, we are committed to customer satisfaction, and if you have any concerns, you can reach out to us via email at [email protected].

Our customer support team will respond within 3 (Three) business days and provide assistance with any inquiries or issues you may have. In exceptional cases where our customer support team confirms a refund, the refund will be processed accordingly.

We value our customers' feedback and take it seriously, as it helps us continuously improve our products and the quality of our service.

XIV. GENERAL CONDITIONS

• We do not guarantee the accuracy, completeness, validity, or timeliness of the information listed by us.

• We make material changes to these terms and conditions from time to time, we may notify you either by prominently posting a notice of such changes or via email communication.

• The website is licensed to you on a limited, non-exclusive, non-transferable, non-sublicensable basis, solely to be used in connection with the Service for your private, personal, non-commercial use, subject to all the terms and conditions of this Agreement as they apply to the Service.

• We shall have no liability to you for any failure to deliver the Services you have ordered or any delay in doing so if caused by any event or circumstances beyond our reasonable control including, without limitation, adverse weather, pandemics, strikes, lockouts, and other industrial disputes, breakdown or systems or network access, flood, fire, explosion or accident.

• FNBDEALS is not to be responsible for any information on the website but we reserve the right to take any post down if proven to be illegal in any way (we do not monitor the forum at this time and will rely on users to report any illegal/offensive content by email at [email protected].

• You understand that all users shall be responsible for complying with all legal requirements (including ensuring the registration and insurance if any) and maintaining their product(s) in a safe and worthy condition.

• If any user is in breach of the terms of this agreement, we may also close the User’s account, and any remaining credits held to that account may be forfeited.

• We are not responsible for your use of our services or for the actions of other users with whom you may exchange information or have contact.

• We do not conduct criminal or other background screenings of our users. FNBDEALS does not verify the information provided by users concerning users' identity, registration, physical condition, or otherwise.

• We are not responsible for activities or legal consequences of your use in locations that may attempt to criminalize or limit your interactions. You must make your own informed decisions about the use of the website in your location and assess any potential adverse consequences.

• The Customer shall be responsible to ensure and liable to test, check and establish the quality of products or services provided by the Seller and can cancel or stop the transaction as per its own terms with the Seller.

Vendor and Customer Liability for Franchising/Distributorship: If a franchising or distributorship opportunity is obtained through our website, the vendor and customer will bear sole responsibility for the operation and conduct of the franchise or distributorship. Fnbdeals.com does not assume any liability for such entities.

XV. PAYMENT, PRICING AND DEALS

• Competitive Pricing: At fnbdeals.com, we make every effort to provide competitive pricing for the products and services listed on our platform. However, we cannot guarantee that all prices listed are the lowest available in the market.

• Variability in Prices: Prices may vary due to factors such as location, availability, and ongoing promotions. Different service providers may offer different pricing structures based on their own business strategies and cost considerations.

• Comparison and Assessment: It is important for users of fnbdeals.com to compare prices and assess the suitability of deals before making a purchase. This may involve conducting independent research, seeking quotes from multiple service providers, and considering factors beyond pricing, such as quality, reputation, and additional services included.

• User Responsibility: Users are responsible for comparing prices, evaluating deals, and assessing the suitability of offerings on fnbdeals.com. It is important to exercise due diligence and exercise caution when making purchasing decisions, as fnbdeals.com cannot be held liable for any discrepancies in pricing or the outcomes of transactions.

• Payment Transactions Not the Responsibility of the Website: The website fnbdeals.com serves as an intermediary platform, connecting vendors and buyers. However, it should be noted that we do not assume any responsibility or liability for payment transactions that occur between vendors and buyers. Any payment transactions conducted outside of our website, whether they involve products or services, are undertaken at the risk of the parties involved.

• Website's Liability in Payment Transactions: In the event that a payment transaction for a service is conducted through our website, our liability is limited to that particular transaction only. We are not responsible for any payment transactions that take place outside of our platform. Such transactions are subject to the terms and conditions agreed upon by the vendor and the buyer.

XVI. NO ENDORSEMENT

Fnbdeals.com wants to make it clear that we do not endorse or certify the quality, reliability, or suitability of the services or products offered by the third-party providers listed on our platform. We act solely as a facilitator, connecting users with service providers. We do not have direct control over the operations, performance, or outcomes of these providers.

It is important for users to understand that they have the responsibility to assess the quality and suitability of services or products offered by the listed providers. While we strive to create a trustworthy marketplace, users should exercise their own judgment, conduct proper due diligence, and make informed decisions when engaging with service providers.

Fnbdeals.com allows users to independently evaluate and select service providers based on their own preferences, requirements, and research. Users should consider factors such as provider reputation, customer feedback, and qualifications to determine the suitability of a service provider for their specific needs.

XVII. DAMAGE

Vendor or Supplier Liability for Product Quality:

If a vendor or supplier provides products that are expired, inedible, pose a health hazard, or are legally prohibited, they will bear sole liability for any damages or losses resulting from the use or consumption of such products. fnbdeals.com, whether as a company or a website, assumes no liability for such occurrences.

Other Damages:

Interacting with sellers or service providers listed on fnbdeals.com is done at your own discretion and risk. Fnbdeals.com shall not be held accountable for any issues, disputes, damages, or losses that may arise from your interactions or transactions with the service providers. It is your responsibility to ensure your satisfaction with the service providers and verify that they meet your expectations and requirements.

We cannot be held liable for any damages incurred during the product rental period. The Customer assumes responsibility for any damages to the product throughout the rental period, regardless of fault or unidentified causes. The Customer is fully responsible for the cost of repairs, up to the value of the security deposit. The Customer agrees to reimburse us for any damage that occurs during the product rental period, as acknowledged and accepted in the rental agreement. In the absence of any damage, loss, or additional charges, the deposit will be fully refunded to the Customer.

XVIII. LISTING AND PRODUCT INFORMATION

• Accuracy and Reliability: We make every effort to ensure that the information provided on fnbdeals.com is accurate and reliable. However, due to the dynamic nature of product listings, availability, and pricing, we cannot guarantee that all information is up-to-date at all times.

• Verification and Validation: It is important to note that the listings, product details, and pricing displayed on fnbdeals.com are provided by third-party suppliers and service providers. While we have processes in place to verify the credibility of our partners, we cannot guarantee the accuracy or completeness of the information they provide.

• User Responsibility: We encourage you to verify and cross-check the information provided on fnbdeals.com before making any purchasing decisions. It is your responsibility to independently assess the suitability, quality, and reliability of the products or services listed. This may include researching the product, comparing prices, reading user reviews, and contacting the service providers directly for additional information.

• Informed Decision Making: We highly recommend that you exercise due diligence and make informed decisions based on your own assessment of the information available. This may involve seeking additional details, requesting samples, or contacting the service providers directly to clarify any uncertainties or concerns.

• Liability Limitation: While we strive to maintain the accuracy of the information presented on fnbdeals.com, we cannot be held liable for any discrepancies, errors, or omissions in the listings, product details, or pricing. Any transactions or engagements you undertake based on the information provided on our platform are done so at your own risk and discretion.

• Vendor or Seller Responsibility for Delivery Costs: All costs associated with the transportation or courier services required to deliver a product or service shall be the responsibility of the vendor or seller. fnbdeals.com is not liable for any costs related to product delivery.

XIX. LIMITED GUARANTEE

By this Website:

• We offer you the opportunity to access and avail the services provided on our Website.

• We do not provide any assurance or guarantee regarding the accuracy, completeness, reliability, currency, or error-free nature of the service descriptions. If a service offered on the Website does not match its description, your only recourse is to inform us about the issue so that appropriate actions can be taken.

XX. GEOGRAPHIC RESTRICTION

We retain the right, though not obligated, to restrict the usage or provision of any service to any individual, geographic region, or jurisdiction. We may exercise this right as deemed necessary. We also reserve the right to temporarily suspend any service at any given time. Please note that any offer to provide a service on this Website is null and void in jurisdictions where it is prohibited.

XXI. USER RESPONSIBILITIES

• You are required to use the Service and Website for lawful purposes and comply with all applicable laws while using the Website.

• You are prohibited from using or accessing the Website for the purpose of collecting market research for a competing business.

• You are not allowed to misrepresent or impersonate any person or entity for false or illegal purposes.

• You must not use any device, scraper, or automated means to access the Website without obtaining permission.

• You are encouraged to report any inappropriate or illegal content you come across while using the Website.

• You must not interfere with or attempt to disrupt the proper functioning of the Website, including using viruses, data mining techniques, hacking, or any other unauthorized means to access data or passwords.

• You should not obstruct or tamper with any advertisements or safety features (such as the report abuse button) on the Website.

• You are requested to inform us about any unsuitable content you become aware of. If you encounter any content that violates the law, please inform us so that we can review it.

• You agree to comply with all applicable domestic laws, statutes, ordinances, and regulations governing your use of our Website. We reserve the right to investigate any complaints or reported violations of our Terms and take appropriate action, including canceling your user account, reporting suspected unlawful activity to law enforcement authorities or regulatory bodies, or involving other third parties.

We reserve the sole and absolute discretion to deny you access to the Website or any service, or any part thereof, without notice, and to remove any content as we deem necessary.

XXII. USER’S OBLIGATIONS

• The User assumes full responsibility for all information they provide on the www.fnbdeals.com Website and agrees to indemnify FNBDEALS for any liability arising from such information.

• All information provided by the User on the www.fnbdeals.com Website must be accurate and regularly updated, including the correct name, address, and telephone number. User-provided details on the website may be publicly visible and may appear in search engine results.

• The use of the www.fnbdeals.com Website is entirely at the User's own risk. Users are advised to exercise caution and diligence when using the website.

XXIII. LISTING POLICY

• The listing will remain on the site for the agreed-upon duration.

• All listing are in a specific format and will not change unless agreed upon.

• We reserve the right to remove any listing at our discretion.

• We will not communicate on any user's behalf.

• We will not be held liable for the information advertised with the product/service that has been given to us by the user.

• The listing does not contain anything that is ambiguous or misleading or likely to deceive or mislead or that is defamatory or indecent or which otherwise offends the ethical and moral standards of society.

• The listing does not infringe a copyright, trademark, or any other intellectual property rights.

• The listing must comply with local, state, and national laws, rules, regulations, guidelines, and policies.

• We reserve the right to reject any listing after acceptance of the release order/material.

• The publication of any listing will not give rise to any claim or action against www.fnbdeals.com or any of its employees, directors, representatives, etc.

• The decision of www.fnbdeals.com will be final in all matters.

XXIV. ONLINE FRAUD AND SCAM

Protect yourself from scammers who are becoming increasingly sophisticated in their attempts to deceive you and obtain your money or personal information. Stay informed and follow our tips to safeguard yourself from scams.

Recognize that scams exist and be vigilant. When dealing with unfamiliar contacts or businesses, be cautious and consider the possibility that it may be a scam.

Safeguard your personal information. Exercise caution when sharing personal details online. Scammers can exploit your information and images to create false identities or target you with fraudulent schemes.

Exercise caution with wire transfers. Stay alert when landlords or individuals request that you wire money, particularly to foreign accounts.

We have a zero-tolerance policy towards illegal activities, scams, spam, and any attempts to deceive or gain an unfair advantage. We also prohibit requesting others to engage in unlawful actions.

If we have conclusive evidence of a user attempting illegal activities, we will promptly terminate their account.

XXV. EXCLUSION OF LIABILITY

We are not responsible for any delays or errors caused by circumstances beyond our control (Force Majeure), such as labor conflicts, fires, wars, government decisions, or non-delivery by other users.

We are not liable for the actions of users or the quality of services provided by Relationship managers on the website.

You acknowledge and agree that:

(a) We do not guarantee the accuracy, completeness, validity, or timeliness of information provided by us or any third parties, and

(b) We are not responsible for any materials posted by us or any third party. It is your responsibility to exercise judgment, caution, and common sense when evaluating offers and information.

Furthermore, we are not liable for any direct, indirect, consequential, or other form of loss or damage incurred by users through the use of the www.fnbdeals.com Website, including loss of data, financial loss, or physical damage.

In no event shall FNBDEALS, its owners, directors, employees, partners, agents, sellers, or affiliates be held accountable for any indirect, incidental, special, consequential, or exemplary costs, including loss of profits, data, usage, goodwill, or other intangible losses resulting from:

(i) Your use or inability to use the Service;

(ii) Any conduct or content of third parties on the Service; and

(iii) Unauthorized access, use, or alteration of your transmissions or content, regardless of whether the claim is based on warranty, contract, tort (including negligence), or any other legal theory, even if we have been advised of the possibility of such damages.

XVII. RESTRICTION

To utilize our Services, you are required to:

(a) Adhere to applicable laws and regulations, refraining from engaging in any illegal activities.

(b) Avoid any actions that could harm us, our users, customers, or any other individuals.

(c) Refrain from using any Service or method that could disrupt, disable, impair, or attack our Services or the associated networks.

(d) Ensure the security of your username and password.

(e) Abstain from employing any automated processes to access or use the Services, and refrain from capturing data or content from any Service for any purpose, whether through automated or manual means.

We retain the right to take any necessary and appropriate technical, legal, and other actions, at our sole discretion and without prior notice, to prevent violations and enforce this Agreement.

XXVI. NO RESPONSIBILITY

To utilize our Services, you are required to:

• Any losses incurred due to the inaccuracy or incompleteness of the information you provide on our website.

• Any losses resulting from your inability to access our website at any given time.

• Any errors or omissions on our website.

• Any unauthorized access or loss of personal information beyond our control.

XXVII. SPAM POLICY

Engaging in any illegal spam activities, including the collection of email addresses and personal information from others, or the sending of mass commercial emails, is strictly prohibited when using the Website or any of our Services.

The Website may contain links to external or third-party websites ("External Sites"). These links are provided solely for your convenience and should not be interpreted as our endorsement of the content on such External Sites. The content on these External Sites is created and maintained by others, and you should contact the site administrator for any inquiries related to these sites. We are not responsible for the content provided on the linked External Sites and make no representations regarding the accuracy or reliability of the information on such External Sites. It is important to take precautions when downloading files from these websites to protect your computer from viruses and other harmful programs. If you choose to access these linked External Sites, you do so at your own risk.

XXIX. PERSONAL INFORMATION AND PRIVACY POLICY

By accessing or using this Website, you approve us to use, store, or otherwise process your personal information as per our Privacy Policy.

XXX. ERRORS, INACCURACIES, AND OMISSIONS

We have made every effort to ensure the accuracy and reliability of the information provided on this website. However, we apologize for any errors or omissions that may have occurred. We cannot guarantee that the usage of the website will be error-free, timely, or fit for your specific purpose. We also cannot guarantee that any defects will be corrected or that the website and its server are free of viruses or bugs. While we strive for full functionality and accuracy, we do not provide any express or implied warranty regarding the fitness for purpose or accuracy of the website.

XXXI. DISCLAIMER AND LIMITATION OF LIABILITY

The website and the service are provided "as is" and "as available" without any warranties of any kind. We cannot guarantee that the website will operate without errors or that it, its servers, content, or services are free of viruses or other harmful elements.

We disclaim all warranties, including warranties of title, non-infringement, and fitness for a particular purpose. We are not liable for any damages, lost profits, or data loss resulting from the use or inability to access and use the website or its content, even if we have been advised of the possibility of such damages.

The website may contain technical inaccuracies, typographical errors, or omissions. We are not responsible for any such errors unless required by applicable laws. Information about certain services may be provided on the website, but it does not guarantee availability in all locations. We reserve the right to make changes, corrections, and improvements to the website at any time without notice.

General:

The website, its content, and its services are made available to you on an "as is" and "as available" basis, without any warranties of any kind. We do not provide any guarantees that the website will operate without errors or that it, its servers, its content, or its services are free from computer viruses, contamination, or other destructive features. While FNBDEALS strives to maintain a safe, secure, accurate, and well-functioning platform, we cannot guarantee uninterrupted operation or continuous access to our services. Please note that there may be occasional technical or factual errors or inaccuracies, which we will promptly address once identified.

A) Disclaimer of Warranties: FNBDEALS explicitly disclaims all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, or non-infringement. Additionally, FNBDEALS disclaims any warranties arising from a course of dealing, usage, or trade. You assume all risks associated with the use of our services, and FNBDEALS shall not be held responsible for any damages, loss, or unavailability of information you have provided through the services. It is your sole responsibility to maintain backup copies of your information.

B) Accuracy Disclaimer: FNBDEALS does not guarantee the accuracy of the information, content, recommendations, or materials available through our services, and we disclaim all liability for any errors or inaccuracies in such information.

C) Third-Party Disclaimer: FNBDEALS does not provide any warranties or guarantees, express or implied, regarding any third-party services or advice provided by third parties.

Please note that while we make every effort to keep the website running smoothly, we are not liable for any temporary unavailability due to technical issues beyond our control.

If you have any further questions or require additional information about our site's disclaimer, please contact us at [email protected].

XXXII. COPYRIGHT AND TRADEMARK

The Website contains various types of material, including software, text, graphics, images, designs, sound recordings, audiovisual works, and other content (referred to as the "Content"). The Content may be owned by us or third parties. Unauthorized use of the Content may violate copyright, trademark, and other laws. You do not have any rights in or to the Content, except as permitted under this Agreement. No other use of the Content is allowed without our prior written consent. You must retain all copyright and other proprietary notices contained in the original Content when making copies. You are not permitted to transfer, license, sell, modify, reproduce, display, publicly perform, create derivative works of, distribute, or use the Content for any public or commercial purpose. Posting or using the Content on any other website or in a networked computer environment for any purpose is strictly prohibited.

If you violate any part of this Agreement, your permission to access and use the Content and the Website will automatically terminate, and you must immediately destroy any copies of the Content that you have made.

The trademarks, service marks, and logos used and displayed on the Website are registered and unregistered trademarks or service marks owned by us. Other product and service names mentioned on the Website may be trademarks or service marks owned by others (referred to as "Third-Party Trademarks" collectively with our Trademarks). Nothing on the Website should be interpreted as granting any license or right to use the Trademarks without our prior written permission for each specific use. You are not permitted to retransmit any of the Content without our express written consent for each instance.

XXXIII. INDEMNIFICATION

You agree to protect, indemnify, and hold us, our officers, directors, employees, successors, licensees, and assigns harmless from any claims, actions, or demands, including reasonable legal and accounting fees, resulting from your breach of this Agreement or your misuse of the Content or the Website. We will notify you of any such claim, lawsuit, or proceeding and provide assistance, at your expense, in defending against it. We reserve the right, at your expense, to assume exclusive defense and control of any matter subject to indemnification under this section. In such a case, you agree to cooperate with our reasonable requests to assist in our defense of the matter.

XXXIV. MISCELLANEOUS

SEVERABILITY

If any provision of these Terms is determined to be unenforceable or invalid, that provision will be modified or eliminated to the minimum extent necessary, so that the remaining Terms will continue to be in full force and effect and enforceable.

TERMINATION

Term: The Services provided to you may be canceled or terminated by us. We reserve the right to terminate these Services at any time, with or without cause, upon written notice. Such termination will not result in any liability to you or any third party. Termination of these Terms will also terminate all of your Services subscriptions.

Effect of Termination: Upon termination of these Terms for any reason, or upon cancellation or expiration of your Services:

(a) We will cease providing the Services;

(b) You will not be entitled to any refunds or pro-rated usage fees, or any other fees;

(c) Any outstanding fees owed to us will become immediately due and payable in full; and

(d) We may delete your archived data within 30 days. All sections of the Terms that expressly provide for survival, or are necessary to give effect to the Terms, will survive termination, including indemnification, warranty disclaimers, and limitations of liability.

ENTIRE AGREEMENT

This Agreement represents the entire agreement between the parties regarding the subject matter contained herein.

DISPUTE RESOLUTION

In the event of a dispute between you and the website www.fnbdeals.com, our aim is to resolve such dispute promptly and cost-effectively. Therefore, you and the website agree to resolve any claim or controversy arising between us out of this Agreement or the website and mobile application Services (a "Claim") in accordance with the section titled "Dispute Resolution." Prior to resorting to these alternatives, you agree to first seek dispute assistance by contacting us directly through user Service.

ARBITRATION OPTION

For any claim arising between you and www.fnbdeals.com (excluding claims for injunctive or other equitable relief), the party requesting relief may elect to resolve the dispute cost-effectively through binding non-appearance-based arbitration. A party electing arbitration must initiate such arbitration through an established alternative dispute resolution ("ADR") provider mutually agreed upon by the parties. The ADR provider and the parties must comply with the following rules: (a) the arbitration will be conducted by telephone, online, and/or be solely based on written submissions, the specific manner will be chosen by the party initiating the arbitration; (b) the arbitration will not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties, and (c) if an arbitrator renders an award the party receiving the award may enter any judgment on the award in any court of competent jurisdiction.

GOVERNING LAW AND JUDICIAL RECOURSE

These terms will be governed by and construed in accordance with the laws of India, without giving effect to any principles of conflicts of law. The Courts of Kolkata, State of West Bengal, shall have exclusive jurisdiction over any dispute arising from the use of the Website.

FORCE MAJEURE

We will not be liable to you, your users, or any third party for any failure to perform our obligations under these Terms if such non-performance is due to circumstances beyond our reasonable control, including, but not limited to, acts of war or terrorism, natural disasters, power failures, riots, civil disorder, or other force majeure events.

ASSIGNMENT

We have the right to assign or transfer this agreement to any third party, including our holding, subsidiaries, affiliates, associates, and group companies, without requiring your consent.

CONTACT INFORMATION

If you have any questions about these Terms, please contact us at [email protected].

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